📸 It's Time You Bet On Yourself, Taxes & More

🏦 Finance Fix

Tax Changes You Actually Want to Know About

The One Big Beautiful Bill (OBBBA) just passed and it’s one of the most impactful tax reforms in a decade. If you’re a business owner, this could affect how much you pay (or save) come tax season.

Here are 3 key changes to know:

✅ Buy Now, Deduct Now
Starting 2025, businesses can deduct 100% of qualifying purchases upfront. Think laptops, desks, client equipment, 

✅ QBI Deduction Just Got Better

The Qualified Business Income deduction is now permanent and bumped from 20% to 23%. LLCs, sole props, and S-corps can qualify,

✅ R&D Deductions Are Back (Even If You’re Not in a Lab)
If you’re improving systems, experimenting with AI, or testing new ways to serve customers you might qualify for a full deduction on those costs.

📌 What to Do Now
– Talk to your tax pro (before the year ends)
– Plan major purchases strategically
– Check if your business qualifies for QBI or R&D deductions
– Use Investrio to track those expenses and prep for tax season

🎯 Grants for Solopreneurs & Small Businesses

👩🏽 $20,000 for women entrepreneurs

Club Chasm is giving awaya 20,000 for women entrepreneurs. On their first of what would now be monthly grants.

 📅 Apply here July 23rd. 

💖 $10K for Women Entrepreneurs

The Amber Grant offers monthly $10,000 grants to women-owned businesses and a shot at $25,000 at the end of the year. July’s theme:  Pets and animals

 📅 Apply here July 31. 

👩🏽 $500,000 for early stage companies

Y Combinator offers $500,000 for early-stage companies, as early as an idea.

📅 Apply here by Aug 4

🎨 $20K for creators
Rémy Martin’s “This is My City” grant supports cultural changemakers think DJs, designers, artists, and local leaders.
📅 Apply here by July 18

🏙️ Up to $5K for local nonprofits
Walmart’s Spark Good Grants support 501(c)(3) orgs meeting local community needs.

📅 Apply here by July 15

🏪 Up to $25K for food entrepreneurs
WBENCPitch: Accelerate supports early-stage food businesses led by historically underserved founders. Includes a 12-week curriculum + mentorship.
📅 Apply here by July 15

If you apply, tell them Investrio sent you 💜

Jackie Aina went from YouTube beauty icon to candle queen. 

She launched FORVR Mood in 2020 and it sold out in minutes. A luxe candle brand for the “boujie on a budget” girlies? Say less.

So how did she turn candles into a million dollar product line?

🔥 She built demand before she launched: 45,000 people joined the waitlist before a single candle dropped. That’s not just hype, that’s data. Early demand gave Jackie a roadmap, validated pricing, and turned her launch into an exclusive moment.

🕯️ She turned feedback into fuel: Customers said the scent didn’t last. She didn’t hide, she posted the critiques on her own site. Then reformulated with top fragrance houses. Honesty builds trust. 

💅🏽 She made luxury feel accessible: She nailed a white space in beauty: aspirational, but still attainable. Names like Cuffing Season and Left On Read weren’t just cheeky they were culturally fluent. She created want, but made it feel within reach.