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đź’Ą Top business secret + $500K funding tips

TL:DR You could be sitting on a gold mine, try auto-magic, and so much funding for your biz, we can't even fit it all in here!

If you’ve been feeling like your expenses are sneaking up on you lately, you’re not alone.

Even though tariff hikes were just delayed by 90 days, the ripple effect is already here, higher packaging costs, rising shipping rates, and surprise increases from vendors.

 And if you’re not tracking your numbers closely, it can all feel like money slipping through the cracks. đź’¸

That’s why we built Investrio.


Think of us as your financial safety net:


→ We’ll show you exactly where your money is going
→ Help you forecast cash flow (before it catches you off guard)
→ And make sure you’re not leaving money on the table come tax time

 

The good news? 

You’ve got time to prepare. But waiting until the hikes hit isn’t a strategy — it’s a risk. Use this 90-day window to clean up your books, tighten your spending, and adjust your pricing to stay profitable.

Want help? Our beta is live and you can click below to join! 


Because being proactive is the best protection. 
 

🏦 Finance Fix

The Unsexy Secret to a Sexy Business

No one starts a business because they love spreadsheets. 

But you do love profit, right? 🥺

Here’s the deal: good bookkeeping = knowing where your money’s going, what’s working, and what’s bleeding cash.

 It’s the difference between “I think I’m making money” and “actually” making money.

What you need to do (yes, every month):

  • đź’¸ Track everything: invoices, receipts, bank stuff (yes, even that random $12 charge).

  • 🗂️ Sort your spending: your daily latte isn't really “client acquisition” costs.

  • âś… Reconcile your accounts: make sure what’s in your books matches what’s in your bank.

  • 📊 Run your reports: tax season shouldn't feel like a murder investigation.

if your books are messy, your biz decisions probably are too.
 

✨ Want your books to basically do themselves? ✨ 

Investrio sorts your biz + personal transactions and gives you a clean Excel file, ready for tax season (and your sanity).estrio app can help you with this & more. Become a beta tester today! 

🎯 Grants for Solopreneurs & Small Businesses

🌟 $50K for Black Founders
The Famous Amos Ingredients for Success Grant offers $50,000 to Black entrepreneurs building strong community-focused businesses.
đź“… Apply here by April 23

 đź‘©đźŹ˝â€Ťđź”¬ $200K for BIPOC Women Founders
The Workers Lab is offering $200,000 in funding for BIPOC women building innovative worker-centered solutions.
đź“… Apply here (rolling)
 

👩🏽 $500,000 for early stage companies

Y Combinator offers $500,000 for early-stage companies, as early as an idea.

đź“… Apply here by May 13

🚀 $100K from Ganas Ventures
Ganas Ventures is funding pre-seed and seed-stage founders building community-driven companies.
đź“… Apply here (rolling) 

🏙️ $20K for Food Entrepreneurs on the East Coast
Santander’s Cultivate Small Business Program offers grants and business support for food founders based on the East Coast.
đź“… Apply here by May 1

📲 Don't miss a beat on events, grants and more! Join the WhatsApp Community today.

What if instead of selling once, your customers paid you every month?

Barbara DelleMonache turned her curl coaching side hustle into Curls Monthly, a multi-million dollar subscription box people want to open.

Here's how she did it:

âś… Make it more than a box
Subscribers don’t just get products. They get curl education, 1:1 coaching, and access to a digital HQ packed with tutorials. She built a value loop that makes you stay.

 âś… Solve a niche pain
She tackled a specific, frustrating problem : wasting $$$ on full-size products that don’t work for curly hair.

âś… Lead with your story
Barbara is the brand. Her TikToks, personality, and transparency fuel growth. A founder-led voice keeps it real and more relatable than paid ads.

 Now you’re probably thinking… Could this work for me?

Ask yourself:

  • Replenishable? Is your product something people run out of and need again?

  • Discoverable? Could your offer help people try before they commit?

  • Teachable? Is there a learning curve where you can guide, coach, or educate?

 

If you said yes to even one, there might be a recurring revenue opportunity hiding in your business. đź‘€

Do you have questions? Just ask Vestie, your financial bestie! 🌟

In Abundance,
Joyce and Laura

Disclaimer: The content provided in this newsletter is for informational purposes only and is not intended as financial, legal, or professional advice. Investrio does not guarantee the accuracy, completeness, or reliability of any information presented. Always seek the advice of a qualified professional regarding your specific financial or business needs. Investrio is not responsible for any actions taken based on the information provided in this newsletter. Any third-party links are for convenience and do not imply endorsement.

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